Roles and Responsibilities

Seong Youn Cho, a distinguished financial planner, currently serves as the Vice President and Wealth Advisor at Allmerits Asset, LLC. With a career spanning over a decade, Seong entered the financial industry in September 2010, providing exceptional financial services to both individuals and corporations. Specializing in retirement plans, investment asset management, and life insurance solutions, the primary focus has been on helping clients secure their financial future, particularly in retirement planning and wealth management.

Professional Designations
As a CERTIFIED FINANCIAL PLANNER™ practitioner, Seong demonstrates an unwavering commitment to maintaining the highest industry standards and serving clients with unparalleled expertise and professionalism. In 2023, Seong added the specialized certification in Long Term Care (CLTC ®), expanding his proficiency in offering comprehensive financial planning, particularly in addressing long-term care considerations for clients.

Educations 
Seong's academic journey reflects a commitment to a rigorous and disciplined approach to learning.  Graduating from California State University in 2006 with a Bachelor of Science in Aviation Administration, Seong's educational path not only demonstrates his ability to excel in a challenging program but also underscores a remarkable work ethic. This achievement was marked by a dedication to mastering complex subject matter, meeting demanding academic requirements, and maintaining a consistent pursuit of excellence. This steadfast commitment to academic success is a testament to Seong's enduring work, a quality that continues to drive his unwavering dedication to financial planning and client service.

Career History and Focus

Seong’s journey in the financial industry is deeply rooted in a childhood experience that left an indelible mark on his approach to financial planning. At the age of 10, Seong’s mother shared her paystub, revealing the meticulous contributions she made to her retirement pension account. Witnessing her dedication to securing her financial future had a profound impact on him.

Motivated by this early exposure to responsible financial habits, Seong felt compelled to take charge of his own retirement planning as soon as he entered the workforce. His mother not only instilled in him the importance of financial preparedness but also guided him through the practical steps of building a secure financial foundation.

Learning firsthand from her example, Seong embarked on a journey in the financial industry, driven by a passion to help others navigate the complexities of financial planning. His personal experience fuels his commitment to empower individuals with the knowledge and tools needed to achieve their financial goals, just as his mother did for him.

In essence, Seong’s entry into the financial world is a testament to the enduring impact of early financial education and the profound influence it can have on shaping one's career path.