Roles and Responsibilities

As a professional agent at Allmerits Financial, I am dedicated to serving my clients with the following roles:

• Customized Coverage Design: Guiding clients to select the optimal insurance products that best fit their lifestyles.

• Comprehensive Financial & Retirement Planning: Protecting assets and securing safe retirements through Life & Annuity solutions.

• Continuous Policy Management: Conducting regular coverage reviews and assisting with necessary policy updates to adapt to changing environments.

• Healthcare Guidance: Supporting overall health management ranging from preventive care to Medicare.

• Sincere Communication: Explaining complex financial matters clearly and easily with a bright smile and genuine dedication.

Career History and Focus

My core mission for the families and clients I work with is "Be Healthy. Be Wealthy." Beyond promoting disease prevention, treatment, and overall health awareness, I am dedicated to safeguarding their finances and helping them secure a stable retirement.

• Motivation: While working at the National Health Insurance Service (NHIS) in South Korea and studying at Ajou University Graduate School of Public Health, I researched the U.S. healthcare system and discovered that over 24% of the population lacked health insurance. Determined to contribute to society after immigrating, I resolved to obtain professional insurance and financial qualifications to help others.

• Healthcare Support Case: When an uninsured neighbor was rushed to the ER and hospitalized for 10 days with cancer, resulting in a $100,000 medical bill, I stepped in immediately. I visited their home and worked alongside them until midnight to sort through documentation, successfully helping them qualify for health insurance. As a result, their out-of-pocket expenses were drastically reduced to just $8,900, enabling them to continue their life-saving treatments.

• Financial Planning Case: After witnessing a young breadwinner suddenly pass away and leaving a grieving family struggling with severe financial hardships like mortgages, I deeply realized the importance of Life & Annuity. Since then, I have been designing reliable financial plans for people around me, helping them achieve stable financial management and secure retirements.

• Professional Experience: With 25 years of experience in the financial and healthcare sectors, I expanded my expertise into the Medicare Advantage industry in 2022 to seamlessly support my long-term clients as they reach Medicare entitlement age.

Educations & Background

• National Health Insurance Service (NHIS), South Korea: Professional tenure

• Ajou University Graduate School of Public Health: Master's Degree in Health Policy (Government-sponsored fellowship; awarded the first-ever Achievement Award and a Certificate of Appreciation for university development and student council leadership)

• University of Utah, USA: Pursued a Ph.D. program in Health Policy/Fields before accepting a corporate branch general manager position, leading to my permanent relocation to the United States