Roles and Responsibilities

Rachel Jung is a licensed Life & Health Insurance Agent with Allmerits Financial who takes a client-

centered approach to financial planning. Her work begins with a simple but essential question: what

does this client actually need?

Rather than leading with a product, Rachel takes the time to understand each client's circumstances —

their family, income, timeline, financial goals, and the concerns that matter most to them. She works to

identify the problem that needs to be solved first, then presents the options that offer meaningful value

to the client and their family, explaining the benefits and trade-offs of each in clear, accessible terms.

For Rachel, trust is the foundation of every client relationship. Being a trusted professional, in her view,

means more than recommending the right product. It means listening carefully, preparing thoroughly,

communicating honestly, and remaining available as a client's needs evolve over time. Her goal is to be

the professional clients feel comfortable turning to whenever an important financial decision or a major

life event arises.

Career History and Areas of Focus

Rachel joined Allmerits Financial in July 2026 as a Life & Health Insurance Agent. She works with

individuals and families across life insurance, annuities, and Medicare, as well as college funding

strategies, retirement income planning, and legacy and wealth transfer planning.

Her practice is built on long-term relationships rather than one-time transactions. Rachel believes that

meaningful financial guidance begins with understanding the client and continues through consistent

communication and ongoing support — and that credibility is earned the same way, one well-prepared

conversation at a time.

She is committed to continually expanding her knowledge across the products and planning strategies

her clients depend on, so that she can offer guidance they can act on with confidence. Above all, Rachel

is dedicated to putting her clients' interests first at every stage of their financial journey.

Education

Rachel earned a Bachelor of Arts in Mass Communication from Korea University in Seoul, South Korea, in

2000. From 2019 to 2021, she completed the Global Leadership Institute (GLI) program at the University

of California, San Diego, further developing her leadership, communication, and global perspective.